What is the time frame to close on a house from start to finish once you submit an offer?

The time it takes to close on a home — from start to finish — can vary, but here’s a clear breakdown of the typical timeline and what affects it:

🕒 Average Total Time

• 30 to 45 days is standard for most financed home purchases (using a mortgage).

• 1 to 2 weeks is possible for cash purchases, since there’s no lender involved. During this process you are waiting on title and inspections.

📋 Typical Steps and Time Frames

⚙️ Factors That Can Speed Up or Slow Down Closing

• ✅ Cash buyer: No loan process = much faster (7–14 days).

• 🚫 Loan issues or appraisal delays: Can add 1–3 weeks.

• 🏡 Title problems or repairs: Can delay closing until resolved.

• 📑 Buyers and sellers being responsive: Quick document turnaround helps keep things moving.